Corporate law firm GSK Stockmann has been advising the Austrian Anadi Bank AG and Frankfurt-based fintech CAPTIQ GmbH on the establishment of a new strategic partnership in the lending market for regulated professionals.
The aim of the new partnership is to provide innovative credit solutions specifically for regulated professionals in Germany. Customers can apply for digital loans via CAPTIQ and receive the funds within a matter of days. A fully digitalised lending process and an efficient refinancing model mean that customers have access to particularly favourable conditions. Anadi Bank is providing an initial loan volume of up to 150 million euros for the venture. Until now, access to credit financing for members of regulated professions, such as pharmacists, lawyers, architects or certain healthcare professionals, was often expensive, time-consuming and too bureaucratic. This is where Anadi Bank and CAPTIQ come in.
In addition to the business segments of retail banking, corporate banking and public finance, Anadi Bank, headquartered in Klagenfurt, Austria, is focusing on the main growth area of digital banking. With 250 employees, the bank serves about 58,000 customers and many companies use it as their principal bank. CAPTIQ, based in Frankfurt am Main, is the first digital lending platform to specialise in granting loans to regulated professionals in Germany.
A GSK Stockmann team led by Munich-based partner Timo Bernau provided comprehensive legal advice to Anadi Bank and CAPTIQ on the partnership.
Advisers of Anadi Bank and CAPTIQ:
GSK Stockmann: Timo Bernau (lead, Financial Regulation), Alma Franke (Finance), Harald Feiler (Financial Regulation, Compliance), Jörg Kahler (IP/IT, Data Protection), Dirk Koch (Tax), Martin Hossenfelder (IP/ IT, Data Protection); associates: Maike Lutterbach (Financial Regulation), Marcel Alexander Buss (Finance), Marie Bogutzki (Finance), Nicole Habersetzer (Financial Regulation), Lisa Baumann (Financial Regulation)
